Debt Options

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Credit counselling allows the debtor to take control and get their financial situation back on track. Learning about shopping and spending habits and how credit score works can really help.

Debt Remedy

A proposal to creditors have make a lot of sense. It allows the debtor to set up a repayment plan that meets their ability to keep current.
Loss of job, relationship breakdown, health issues can all lead to difficulty in making all payment obligations. Bankrutpcy is a way to start over.